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2022-03-24 21:59:47

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㈠ 所有的企业账户都是对公账户吗

所有企业账户都是对公账户，对公账户包括机关事业单位账户和企业账户。

㈡ 正规公司在银行都有对公账户吗

正规公司可以到银行开立对公账户，大多数都是开基本账户

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㈣ 这个对公账户能用吗

您的对公账户是否可以正常使用，建议您联系开户行查询确认一下。

㈤ 公司为什么一定要有对公账户

对公账户是办理转账结算和现金收付的主办账户，经营活动的日常资金收付以及工资、奖金和现金的支取均可通过该账户办理。存款人只能在银行开立一个基本存款账户。开立基本存款账户是开立其他银行结算账户的前提。按人民币银行结算账户管理办法规定，一家单位只能选择一家银行申请开立一个基本存款账户。

公司对公帐户分为四类：基本账户、一般账户、临时账户及专用账户。 其中： 基本账户一个公司只能开一个。 其他的 例如：一般账户，一个公司可以根据业务需要开立多个，没有数量限制。

人民银行的账户管理规定：一个企业只能开立一个基本账户，但是可以开立多个一般账户，如果另外还要开一个可以取款的账户，而且资金方有一定的专门用处，那么你可以在该行申请办理一个专用账户也是可以取款的。

对公账户分类：

基本存款账户—— 存款人因办理日常转账结算和现金收付需要而开立。

一般存款账户—— 存款人因借款或其它结算需要，在基本存款账户开户银行以外的银行营业机构开立；

专用存款账户—— 存款人按照法律、行政法规和规章，为对其特定用途资金进行专项管理和使用而开立；

临时存款账户—— 存款人因临时需要并在规定期限内使用而开立。

㈥ 个人账户能对公转账吗

个人账户当然是可以对公转账的，个人对公转几乎没有什么限制的。只有对公账户转个人才有许多政策上的限制。可以用多种方式对公转账。比如柜台做电汇，或者开通网银直接转。但是不管用哪种方式，都必须清楚的知道对方的账号，公司全名，开户行的具体名称，这三点十分重要。

㈦ 对公账户直接存现金

有两种存款方式：
1、个人汇款，将现金存入银行卡，通过银行汇款/个人网银打入对公账户。
2、直接交现金，直接到需存入现金的对公银行的柜台，填现金缴存单缴，将存款单及现金交给诡异即可实现向对公账户存现金。
拓展资料：
根据现金管理暂行规定：
第五条：开户单位之间结算起点为一千元（含一千元）。超过结算起点的经济往来，必须通过银行办理转帐结算。未在银行开户的个体工商户、农村承包经营户，办理一千元以上（含一千元）的大宗异地采购，也应通过银行以汇兑方式办理转帐结算。
银行对个体工商户、农村承包经营户发放贷款，应当以转帐方式支付。
第六条：开户单位在经济往来中，不得拒收转帐结算凭证，不得对现金结算给予比转帐结算优惠的待遇。开户单位在经济往来中拒收转帐结算凭证的，持转帐结算凭证的一方，有权报告对方的开户银行查处。
第七条：开户单位在银行送存和支取现金，必须按规定分别在《现金缴款单》和《现金支取凭证》上，如实填写现金来源或用途等。

㈧ 银行对公账户是什么意思

银行对公账户顾名思义，对公银行账户即单位银行结算账户，是指以公司名义在银行开立的账户。
开对公银行账户，需要提供工商营业执照正本、法人代表的身份证原件及复印件、公章，如果不是法人代表本人去银行办理开户手续，那还需要提供代理人的身份证原件及复印件，同时还要由法人代表开具授权书，授权代理人去银行办理开户手续。
银行对公账户顾名思义，对公银行账户即单位银行结算账户，是指以公司名义在银行开立的账户。
一、开户手续
开对公银行账户，需要提供工商营业执照正本、法人代表的身份证原件及复印件、公章，如果不是法人代表本人去银行办理开户手续，那还需要提供代理人的身份证原件及复印件，同时还要由法人代表开具授权书，授权代理人去银行办理开户手续。
二、作用
基本存款账户—— 存款人因办理日常转账结算和现金收付需要而开立。
一般存款账户—— 存款人因借款或其它结算需要，在基本存款账户开户银行以外的银行营业机构开立；
专用存款账户—— 存款人按照法律、行政法规和规章，为对其特定用途资金进行专项管理和使用而开立；
临时存款账户—— 存款人因临时需要并在规定期限内使用而开立。
三、基本存款账户是办理转账结算和现金收付的主办账户，经营活动的日常资金收付以及工资、奖金和现金的支取均可通过该账户办理。存款人只能在银行开立一个基本存款账户。开立基本存款账户是开立其他银行结算账户的前提。按人民币银行结算账户管理办法规定，一家单位只能选择一家银行申请开立一个基本存款账户。
存款人申请开立基本存款账户，应填制开户申请书，上述规定的证件，送交盖有存款人印章的印鉴卡片，经银行审核同意，并凭中国人民银行当地分支机构核发的开户许可证开立账户。
符合第三、四、五项规定的存款人，已在银行开立一个基本存款账户的，可以根据其资金性质和管理需要另开立一个一般存款账户。
存款人不得因开户银行严格执行制度、执行纪律，转移基本存款账户。

Are all corporate accounts public accounts?

All corporate accounts are public accounts. Public accounts include accounts of government institutions and corporate accounts.

Do formal companies have corporate accounts in banks?

Regular companies can open corporate accounts at banks, and most of them open basic accounts

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㈣ Can this public account be used?

Can your public account be used normally? , it is recommended that you contact your account opening bank to check and confirm.

㈤ Why the company must have a public account

The public account is the main account for transfer settlement and cash collection and payment. It is responsible for the daily collection and payment of funds for business activities, as well as wages, bonuses and Cash withdrawals can be processed through this account. Depositors can only open a basic deposit account at the bank. Opening a basic deposit account is a prerequisite for opening other bank settlement accounts. According to the regulations on the management of RMB bank settlement accounts, an organization can only choose one bank to apply for opening a basic deposit account.

The company's corporate accounts are divided into four categories: basic accounts, general accounts, temporary accounts and special accounts. Among them: A company can only open one basic account. Others For example: general accounts, a company can open multiple accounts according to business needs, there is no limit on the number.

The Account Management Regulations of the People's Bank of China: An enterprise can only open one basic account, but can open multiple general accounts. If it also opens an additional account that can withdraw money, and the funds must be certain For special purposes, you can apply for a special account at the bank and you can withdraw money.

Public account classification:

Basic deposit account - depositor It was opened for daily transfer settlement and cash collection and payment needs.

General deposit account - the depositor opens it at a banking institution other than the bank where the basic deposit account is opened due to borrowing or other settlement needs;

Special deposit account - the depositor opens it in accordance with the Laws, administrative regulations and rules, opened for the special management and use of funds for specific purposes;

Temporary deposit account - opened by the depositor for temporary needs and for use within a specified period.

㈥ Can personal accounts be transferred to the public?

Of course, personal accounts can be transferred to the public, and there are almost no restrictions on personal transfers to the public. Only transfers from public accounts to individuals have many policy restrictions. Corporate transfers can be made in a variety of ways. For example, make a wire transfer at the counter, or open online banking and transfer directly. But no matter which method is used, you must clearly know the other party's account number, the full name of the company, and the specific name of the bank where the account is opened. These three points are very important.

㈦ Direct cash deposit into corporate account

There are two deposit methods:
1. Personal remittance, deposit the cash into the bank card, and transfer it to the corporate account through bank remittance/personal online banking.
2. Pay cash directly. Go directly to the counter of the corporate bank where cash needs to be deposited, fill in the cash deposit slip, and hand the deposit slip and cash to Weiyi to deposit cash into the corporate account.
Extended information:
According to the interim regulations on cash management:
Article 5: The starting point for settlement between account opening units is one thousand yuan (including one thousand yuan). Economic transactions that exceed the settlement starting point must be settled by bank transfer. Individual industrial and commercial households and rural contract operators who have not opened an account in a bank and handle large-scale off-site purchases of more than 1,000 yuan (including 1,000 yuan) should also handle transfer settlement through banks through exchange.
Loans issued by banks to individual industrial and commercial households and rural contract operators shall be paid by transfer.
Article 6: In economic transactions, the account-opening unit shall not refuse transfer settlement vouchers, and shall not give preferential treatment to cash settlements compared to transfer settlements. If the account-opening unit refuses to accept the transfer settlement voucher in economic transactions, the party holding the transfer settlement voucher has the right to report it to the other party's account-opening bank for investigation and punishment.
Article 7: When depositing and withdrawing cash from the bank, the account opening unit must truthfully fill in the source or purpose of the cash on the "Cash Payment Slip" and "Cash Withdrawal Voucher" respectively according to regulations.

What is the meaning of corporate bank account

As the name suggests, corporate bank account is the bank settlement account of the unit, which refers to the account opened in the bank in the name of the company.
To open a public bank account, you need to provide the original industrial and commercial business license, the original and copy of the legal representative's ID card, and the official seal. If it is not the legal representative who goes to the bank to open an account in person, you also need to provide the agent's original ID card and At the same time, a letter of authorization must be issued by the legal representative authorizing the agent to go to the bank to open an account.
Corporate bank account As the name suggests, corporate bank account is the bank settlement account of the unit, which refers to the account opened in the bank in the name of the company.
1. Account opening procedures
To open a public bank account, you need to provide the original industrial and commercial business license, the original and copy of the legal representative's ID card, and the official seal. If it is not the legal representative who goes to the bank to open an account in person, you also need to provide The original and copy of the agent's ID card, and a letter of authorization issued by the legal representative authorizing the agent to go to the bank to open an account.
2. Function
Basic deposit account - opened by depositors for daily transfer settlement and cash collection and payment needs.
General deposit account - the depositor opens it at a banking institution other than the bank where the basic deposit account is opened due to borrowing or other settlement needs;
Special deposit account - the depositor shall, in accordance with laws, administrative regulations and rules, It is opened for the special management and use of its specific purpose funds;
Temporary deposit account - opened by the depositor for temporary needs and used within the specified period.
3. The basic deposit account is the main account for transfer settlement and cash collection and payment. The daily collection and payment of funds for business activities are based onAnd the withdrawal of wages, bonuses and cash can be handled through this account. Depositors can only open a basic deposit account at the bank. Opening a basic deposit account is a prerequisite for opening other bank settlement accounts. According to the regulations on the management of RMB bank settlement accounts, an organization can only choose one bank to apply for opening a basic deposit account.
To apply to open a basic deposit account, a depositor should fill out an account opening application form, provide the above-mentioned certificates, and submit a seal card with the depositor's seal. After review and approval by the bank, it should be presented with the certificate issued by the local branch of the People's Bank of China. Account opening license to open an account.
Depositors who meet the provisions of items 3, 4 and 5 and have opened a basic deposit account in a bank may open another general deposit account based on the nature of their funds and management needs.
Depositors are not allowed to transfer basic deposit accounts due to the strict implementation of systems and disciplines by the bank where the account is opened.