高年化币圈理财赚钱吗币圈年化收益

2023-02-21 05:02:24

A. 熊市中如何赚币

牛市时人头窜动，熊市时人烟稀少。

牛市赚钱，熊市赚币。

然而不少人是牛市没赚到钱出来，熊市倒不得不赔钱割肉。对于币圈人，尤其是大比例投入，甚至是ALL in的人来说，熊市如何生存，就是一个大问题。不想割肉，就得想办法在熊市赚币，下面结合自己的亲身体会，说说我赚过的那些币，还有入过的那些坑。

熊市定投其实是低成本拿币的一种方式，尤其是能持续做，做好长期规划的人，到牛市收割就是赚币赚钱。

还有最重要的一点，把定投放在首位，比如定投两年，就得规划手中有长期可用的现金。而我因为没有坚持好定投策略，子弹提前打光，又因为7月决定辞职ALL in区块链，导致没有稳定的收入来源，原来坚持的每周定投，在7月10日之后不得不暂停。

也因为提前把子弹打光，不少币买在高价，现在看来，买币价格比定投的要高很多，所以导致亏币。

没有现金的支撑之后，只能想办法用币赚币了。

人民币有各种理财，币圈也一样。

理财有活期定期，抵押贷款等。

比如，Fcoin对BTC、ETH、USDT有活期及定期两种类型。

活期日利率为万分之五，年化18%，可随时转出。

定期日利率为千分之一，年化36.5%，非常高了，一个月到期，到期前不可转出。

我把用不着的币都转过去了。

EOS比较多的是挖矿理财和定期：

火币矿池存入EOS会每天发HPT，根据锁仓时间不同，送的多少不一，大概年化10%左右。

ZB也有挖矿，不过收益实在太低，年化2%左右。

一些新钱包会推出EOS理财，年化1%～30%不等，只不过有些名气不大，有点怕怕。

我目前在火币存了部分EOS，每天分点HPT。

其它币种理财方式类似。

抵押贷款，不少网站有推出此功能。

我使用过OTCBTC的法币借贷，双倍抵押数字货币，借人民币。

目前在推广期，到10月26日前，每单送50个OTB，托管费0.2%，年化3.6%起。若每单借1000块，托管费4元（双倍抵押计算），年化3.6%一个月3元，送50个OTB约值20元，可以边借钱用边撸些OTB。

单纯的搬砖在熊市已经很难找到好机会，但结合一些消息，有时候还能尝试。

比如，7月23日发现公信宝GXS在币安和BigOne出现7%的差价。原因是GXS有利好要上火币，导致币安上涨，而BigOne暂停充提。所以我就把手里的GXS在币安高价卖掉，然后在BigOne低价买入，暂时不提也没关系，差价赚了就行。

9月5日看到币安将在晚6点开放Bitcoin Diamond（BCD）充值、提现，当时币安的BCD是110元，而其它网站的BCD价格，能充提的在20多元，比如OKEX, GATE。

晚上6点币安开放，判断OKEX的BCD会涨，币安的会降。直到没有价差。

于是有两个可赚币操作路径：

一是在OK或Gate买了原地等涨；

二是等到了6点从OK搬砖到币安；

结果第一种方法可以赚到30%

第二种方法因为转账太慢，币安的价格从100多快速降到小于20，不少人砸脚。

自己先使用第一种方法，因为贪心，又使用了第二种方法，反而亏了不少。

总结：

以前没掌握方法之前，觉得短线是不能碰的，清楚地记得做过BTC/USDT，看着大降就赶紧卖，可一卖就涨，心里一慌又买回来，没有耐心反复亏损。

后来总结教训，把利润设置低点，配合一些策略或者消息面，再耐心等待，还是可以做做的。

比如自己最近利用公信宝发布升级的白皮书3.0做高抛低吸，赚到7%的利润。

再比如利用对EOS的熟悉，降到一定程度之后，就买入，耐心等待涨之后卖出，再结合网络交易法，一个多月也赚了300多个EOS。

总结：

这两天在琢磨公信宝白皮书宝藏活动，累的脑子眼疼，也没有破解前两个钱包的密语，这种赚币比较困难，但可以训练自己捕捉敏感信息的能力。

但有些交易所的活动还是可以参加下的，比如交易赛，只不过需要评估时间、成本与收益，看看值不值得做。

最近看到币安的活动：币神之战，一段时间内看谁的收益率高，把每个人在币安账户里的资金折合成BTC, 活动结束后看谁折合的BTC增长率最高，实时排名请点击，第一名的牛人三天时间收益率已经75%了。

我在币安只做EOS和GXS的短线，其它的币放在那里反而让本金更多影响总体的收益率，于是在活动开始前把所有不相关的币全部提走了。虽然自己拿不到大奖，但这个活动给我最大的启示是：

不过要强调一点，不要去碰资金盘，这点在我的公众号文章“ 你看中的是别人给的收益，别人惦记的却是你的本金 ”也提到过，多数人因为资金盘会让本金都收不回来。

B. 年收益率在10%以上的理财产品有哪些

年收益率在10%以上的理财产品有混合型基金、股票型基金、指数型基金、私募基金、信托。
金融产品，即由商业银行和正规金融机构设计发行的产品，将募集资金投资于相关金融市场，按照产品合同购买相关金融产品，获得投资收益后，按照合同向投资者进行分配的产品 .
印发《理财公司理财产品销售管理暂行办法》，加强理财产品销售过程管理，明确了金融产品销售过程中的多项禁止行为，有效保护投资者的合法权益。本办法自2021年6月27日起施行。
拓展资料：
一：什么理财产品的年化能到达10%呢?
1，结构型理财
遭到互联金融的冲击，近来银行也迎来了理财产品的改造。有些银行的结构型理财的起浮收益也乃至能到达14%，这类结构型理财产品运用了金融工程技术，将一些固定收益产品和金融衍生品组合在一起，构成一种新式理财产品。起浮收益高，危险也比传统的银行理财产品高。
2，信任产品
信任产品的出资门槛较高，一般要求百万以上才干出资。挑选一款收益不错的信任产品年化率也能到达10%，并且信任安全性好，危险相对于存款和货币基金类要高一些，可是比基金股票低许多。
3，黄金
黄金具有一定的避险能力和投资价值。商场黄金投资的方法很多，如银行储蓄、贵金属等，此外还有多种与黄金挂钩的金融产品。如果在2020年第一年投资黄金，今年的收益率现在已经远远超过10%。无论是长期持有还是短线交易，黄金的价值都一目了然。
4，基金
过去一年，年化收益率超过30%的基金有2000多只，包括混合型基金和指数股票基金。所以，选择几只好基金长期持有，学会高抛低吸，年回报率可达10%。如果自己的经济能力不好，也可以选择定投基金。定投基金是一种比较省心的理财方式，在经济发展的环境下，定投指数基金可以获得非常好的回报。

C. 为什么投资年化收益率10%以上的理财产品就要准备损失全部本金

因为年化收益率超过10%以上的理财产品会有比较大的风险。年化收益率在10%以下的有银行存款，这个利率是比较低的，大部分一年的利率是在3%左右。还有货币基金，一年的收益率大概是在2-3%左右。债券型基金更高一些，3-6%左右。大部分的理财产品的年化收益是在3-5%左右，这些理财产品都有一个共性。就是非常的安全，但是带来的是利息率比较低。实际上理财的风险和收益是有着很强的联系，一般来说风险越高的产品，那么所能获得到的收益也就会越高。比如说股票，股票的风险波动是非常高的，只是股票的这种收益也是很高的。

D. 怎么理财年化收益10%以上

其实想要达到10%年化收益一点都不困难。即便你打死也不相信简单的50:50的股债平衡策略能够达到10%，也可以给他升级一下，当股市处于熊市的时候，股票占比提高到75%，当股市在牛腰位置的时候股票占比调整到50%，当股市整体处于牛尾比较高估的时候股票占比调整到25%，这种动态组合的股债平衡策略那妥妥的能达到10%的收益。如果你说我这是胡扯蛋，谁知道股市是便宜还是贵，不会看怎么办，那我们也有办法，有个投资策略叫做极简投资策略，是简七理财所推荐的，这个策略也很简单，把资金分成5份，分别投资于债券基金，沪深300，中证500，标普500，纳斯达克100，每隔一年把资金再调整成20:20:20:20:20，这么简单的策略是能够获得12%的预期收益的，只要每年花点时间平衡一次就好了。其实这三个办法有一个统一的名称叫做：资产配置，就是找相关系数比较低的几种资产搭配起来，起到东方不亮西方亮的效果，同时每年的平衡动作起到被动的高抛低吸，提高收益率。我最开始接触资产配置是读《有效资产管理》这本书，书中有个结论让我印象深刻：投资股票的同时投资一小部分债券不仅能降低总体资产的回撤，还能提高总体收益率。

我觉得投资是最能体现选择比努力更重要的地方，每天苦逼苦的看财报，找消息，看K线，反倒90%以上的人还不如选择一个简单的股债平衡策略来的更有效，10%的长期收益率，真的没想象的那么难以企及！

E. 币圈交易所投资能赚到钱吗

听风就是雨，盲目跟投，没有一套自己的投资原则。其实币圈中的投资和其他项目投资都是一样的，都要有自己的逻辑思维，要有一套自己的投资原则。偏偏就有人喜欢听各大分析师的分析推测，听到专家说这个项目好，就把自己已经看好的项目转到专家说的那个项目中，第二天又听别的专家说那个项目好，于是又中转，这样反反复复来回倒腾，最终只有一个结果——亏损！投资这种事，要想做好，一定要有自己的主见，一定要自己的判定。

F. 银行高收益理财产品有哪些风险

银行高预期年化预期收益理财产品有哪些风险？1、银行高预期年化利率理财产品的说明几乎都一样正常情况下，由于理财产品投资方向不同、投资期限不同，其产品说明书也应该是不同的；但实际上，银行各种理财产品在说明书方面，除了历史预期年化预期收益和投资期限不同外，其他内容都是一样的。这样的话，投资者就很难通过产品说明书来辨别产品的风险等级，无法识别产品的优势和劣势，仅仅知道历史预期年化预期收益就糊里糊涂的进行投资，这是导致银行高预期年化预期收益理财产品的风险的主要因素。2、银行高预期年化利率理财产品难以确定具体投资方向凡是接触过银行高预期年化预期收益理财产品的朋友都知道，这些高预期年化预期收益理财产品的说明书是非常难懂的，有些介绍也是含糊不清，模凌两可；对于理财产品投资方向，说明书中也没有具体指明，有些产品甚至会有两种投资方向，并且这两种投资方向存在的风险差异很大。这样也就容易造成银行高预期年化预期收益理财产品的风险。高预期年化利率理财产品是能得到高预期年化利率的回报，但风险也是很大的，所以请投资者们谨慎选择高预期年化利率理财产品，选择对的，走好对的，得到真正的高预期年化利率回报，这样才皆大欢喜。3、银行高预期年化利率理财产品投资多且不保本从多家银行高预期年化预期收益理财产品来看，凡是预期年化预期收益率高的产品要求门槛都很高，就拿银行的一款保本人民币理财产品来说，最低投资要求就是50万；而招行一款月预期年化预期收益率8%的理财产品，投资最低门槛竟然为300万，而且没有任何保障措施，对此普通理财人来说，根本达不到投资要求。不过，银行高预期年化预期收益理财产品中也有适合普通投资者的，这些理财产品投资门槛相对较低，预期年化预期收益也比活期存款高很多，对于普通投资人来说是个不错的选择。由于高预期年化预期收益理财产品投资多且不保本，很容易引发银行高预期年化预期收益理财产品的风险，所以这些产品的高预期年化预期收益并不会持续太长时间，随着市场预期年化利率的变化，这些理财产品的预期年化预期收益也会有所下降。

G. 币圈保本保息的理财产品有哪些

币圈保本保息的理财产品有以下几种：
1：定期存款,银行的定期存款到期之后,用户可以取出自己的本金与利息。
2，活期存款,活期存款利率较低,但是每天也会有点利息,只是说比较少而已。
3 余额宝,支付宝旗下的余额宝是保本保息的,属于货币基金。
4，零钱通,资金放在零钱通里不被使用时,可以自动赚取收

H. 币圈投资有几大风险

首先你得先了解整个币圈产业链；
就容易知道项目是怎么来的，做什么的，为什么会有这个项目；
比如eos，ont，trx，btm....是做什么的，他们团队还有哪些项目
他们团队的投资方有哪些，经常跟哪些媒体合作
那些媒体推荐的靠谱度多少
这些币上什么交易所，这些交易所的口碑怎样、交易深度如何，排名如何。。。
等等这一系列了解了，就能大概对某个币有个基本判断。
但是这样投资就没风险了吗
不是的，币圈无处不风险。
就算比特币买在高点跟低点，那是风险完全不一样的。
这时候你还要用coinsmart、非小号一类的分析工具，寻找买卖点。

A. How to make money in a bear market

In the bull market, there are a lot of people, but in the bear market, there are few people.

Make money in the bull market and coins in the bear market.

However, many people did not make any money in the bull market, but had to lose money in the bear market. For people in the currency circle, especially those who invest a large proportion or even ALL in, how to survive the bear market is a big problem. If you don’t want to cut your teeth, you have to find a way to make money in the bear market. Based on my own personal experience, I will talk about the coins I have earned and the pitfalls I have fallen into.

Fixed investment in bear markets is actually a low-cost way to get coins, especially for those who can continue to do it and make long-term plans. Harvesting in the bull market will make money.

The most important point is to put fixed investment in the first place. For example, if you invest for two years, you must plan to have long-term cash available. Because I did not adhere to the fixed investment strategy, I ran out of bullets in advance, and because I decided to resign ALL in the blockchain in July, I did not have a stable source of income. The weekly fixed investment that I originally insisted on had to be suspended after July 10.

Also because the bullets were burned out in advance, many coins were bought at high prices. Now it seems that the price of buying coins is much higher than the fixed investment, which leads to a loss of coins.

Without the support of cash, we can only find ways to use coins to earn coins.

There are various financial management options in RMB, and the same goes for the currency circle.

Financial management includes current deposits, mortgage loans, etc.

For example, Fcoin has two types: current and regular for BTC, ETH, and USDT.

The daily interest rate for demand deposits is 0.5%, with an annualized rate of 18%, and can be transferred out at any time.

The regular daily interest rate is one thousandth, and the annualized rate is 36.5%, which is very high. It expires in one month and cannot be transferred out before maturity.

I transferred all the coins I didn’t need.

EOS mainly focuses on mining financial management and regular schedules:

Huobi Mining Pool will issue HPT every day when depositing EOS. The amount given varies depending on the lock-up time. , about 10% annualized.

ZB also has mining, but the income is too low, about 2% annually.

Some new wallets will launch EOS financial management, with annual returns ranging from 1% to 30%, but some are not well-known and a bit scary.

I currently deposit some EOS on Huobi and get points of HPT every day.

The financial management methods for other currencies are similar.

Mortgage loans, many websites have launched this function.

I have used OTCBTC’s fiat currency loan, double mortgaged digital currency, and borrowed RMB.

Currently in the promotion period, until October 26th, each order will receive 50 OTBs, the custody fee is 0.2%, and the annualized rate starts at 3.6%. If you borrow 1,000 yuan per order, the custody fee is 4 yuan (calculated as double mortgage), and the annual rate is 3.6%, which is 3 yuan per month. The free 50 OTBs are worth about 20 yuan, and you can use them while borrowing money to buy some OTBs.

It is difficult to find good opportunities in a bear market by simply moving the market, but combined with some news, you can sometimes try.

For example, on July 23, it was discovered that there was a 7% price difference between Gongxinbao GXS on Binance and BigOne. The reason was that GXS was going to be listed on Huobi, which caused Binance to rise and BigOne to suspend deposits and withdrawals. So I sold the GXS in my hand on Binance at a high price, and then bought it at a low price on BigOne. It doesn’t matter if I don’t mention it for the time being, I just make a profit on the difference.

On September 5, we saw that Binance would open Bitcoin Diamond (BCD) deposits and withdrawals at 6 p.m. At that time, Binance’s BCD was 110 yuan, while the BCD price on other websites could be deposited and withdrawn. The ones are more than 20 yuan, such as OKEX, GATE.

Binance will open at 6 o'clock in the evening. It is judged that OKEX's BCD will rise and Binance's will fall. Until there is no price difference.

So there are two ways to earn coins:

One is to buy at OK or Gate and wait for the price to rise;

The other is to wait At 6 o'clock, I moved bricks from OK to Binance;

As a result, the first method can earn 30%

The second method is because the transfer is too slow, the price of Binance It quickly dropped from more than 100 to less than 20, and many people smashed their feet.

I used the first method first, but because of greed, I used the second method, but lost a lot.

Summary:

Before I mastered the method, I felt that short-term was untouchable. I clearly remember doing BTC/USDT, and I sold it quickly when I saw the big drop. But as soon as When you sell it, it goes up, and when you panic, you buy it back again, and you don't have the patience to lose money again and again.

Later, I learned my lesson, set the profit at a low point, combined with some strategies or news, and waited patiently, it can still be done.

For example, I recently used Gongxinbao to release the upgraded white paper 3.0, sell high and buy low, and earned 7% profit.

Another example is to use your familiarity with EOS. After it reaches a certain level, buy it and wait patiently.I sold it after it rose, and combined with online trading methods, I made more than 300 EOS in more than a month.

Summary:

In the past two days, I have been thinking about the Gongxinbao white paper treasure activity. I am so tired that my brain and eyes hurt, and I have not cracked the password of the first two wallets. This kind of money earning is relatively Difficult, but you can train yourself to capture sensitive information.

However, you can still participate in some exchange activities, such as trading competitions, but you need to evaluate the time, cost and benefits to see if it is worth it.

Recently I saw an activity on Binance: Battle of Coin Gods, to see who has the higher rate of return within a period of time, convert the funds in everyone’s Binance account into BTC, and see who has the highest return after the event. The equivalent BTC growth rate is the highest. Please click for real-time ranking. The number one expert has achieved a return rate of 75% in three days.

I only do short-term trading of EOS and GXS on Binance. Putting other coins there will make the principal affect the overall rate of return more, so before the start of the activity, all irrelevant coins Lifted away. Although I can't win the grand prize, the biggest inspiration from this event is:

But I have to emphasize one thing, don't touch the financial market. This is mentioned in my official account article "What do you fancy?" "The income given by others is your principal, but what others care about is your principal" also mentioned that most people will not be able to get their principal back because of the capital market.

B. What are the financial products with an annual return rate of more than 10%?

The financial products with an annual return rate of more than 10% include hybrid funds, stock funds, and index funds. , private equity funds, trusts.
Financial products, that is, products designed and issued by commercial banks and formal financial institutions, which invest the raised funds in relevant financial markets, purchase relevant financial products in accordance with the product contract, and distribute the investment income to investors in accordance with the contract after obtaining investment income. .
Issue the "Interim Measures for the Management of the Sales of Financial Products of Financial Management Companies" to strengthen the management of the sales process of financial products, clarify a number of prohibited behaviors in the sales process of financial products, and effectively protect the legitimate rights and interests of investors. These measures will come into effect on June 27, 2021.
Extended information:
1: What financial products can achieve an annualized rate of 10%?
1. Structured financial management
Suffering the impact of Internet finance, banks have also recently ushered in the growth of financial products. Transformation. The floating income of some banks' structured financial products can even reach 14%. This type of structured financial products uses financial engineering technology to combine some fixed income products and financial derivatives to form a new type of financial product. The floating returns are high and the risk is higher than traditional bank financial products.
2. Trust products
The investment threshold for trust products is relatively high, generally requiring more than one million to invest. Pick oneThe annualized rate of good trust products can also reach 10%, and the trust security is good. The risk is higher than that of deposits and currency funds, but much lower than fund stocks.
3. Gold
Gold has certain hedging capabilities and investment value. There are many ways to invest in gold in the mall, such as bank savings, precious metals, etc. In addition, there are a variety of financial products linked to gold. If you invested in gold in the first year of 2020, this year's return would now be well over 10%. Whether it is long-term holding or short-term trading, the value of gold is clear at a glance.
4. Funds
In the past year, there were more than 2,000 funds with annualized returns exceeding 30%, including hybrid funds and index stock funds. Therefore, choose a few good funds to hold for a long time, learn to sell high and buy low, and the annual return rate can reach 10%. If your financial ability is not good, you can also choose fixed investment funds. Fixed investment funds are a relatively worry-free financial management method. In an environment of economic development, fixed investment index funds can obtain very good returns.

C. Why do you have to be prepared to lose all your principal when investing in financial products with an annualized rate of return of more than 10%?

Because the annualized rate of return exceeds 10% Financial products will carry relatively high risks. If you have bank deposits with an annualized rate of return below 10%, this interest rate is relatively low. Most annual interest rates are around 3%. There are also currency funds, and the annual return rate is about 2-3%. Bond funds are higher, around 3-6%. The annualized return of most financial products is around 3-5%, and these financial products have one thing in common. It is very safe, but the interest rate is relatively low. In fact, there is a strong connection between the risks and returns of financial management. Generally speaking, the higher the risk of the product, the higher the returns it can obtain. Take stocks, for example. The risks and fluctuations of stocks are very high, but the returns of stocks are also very high.

D. How to manage your finances to achieve an annualized return of more than 10%

In fact, it is not difficult at all to achieve an annualized return of 10%. Even if you don't believe that the simple 50:50 stock-bond balance strategy can reach 10%, you can upgrade it. When the stock market is in a bear market, the stock proportion is increased to 75%. When the stock market is at the waist position, When the stock market is at the bull's tail and overvalued, the stock market share is adjusted to 25%. This dynamic combination of stock and bond balance strategies can achieve a return of 10%. If you say that this is nonsense, who knows whether the stock market is cheap or expensive, and you don’t know what to do, then we also have a way. There is an investment strategy called minimalist investment strategy, which is recommended by Jianqi Financial Management. This strategy is also very Simple, divide the funds into 5 parts and invest in bond funds respectively, CSI 300, CSI 500, S&P 500, and Nasdaq 100. Adjust the funds to 20:20:20:20:20 every other year. , such a simple strategy can obtain an expected return of 12%, as long as you spendJust take some time to balance it out. In fact, these three methods have a unified name called: asset allocation, which means to match several assets with relatively low correlation coefficients to achieve the effect of keeping the east from falling and the west from rising. At the same time, the annual balancing act plays a passive role in selling high and selling low. Suction, improve yield. I first came into contact with asset allocation when I read the book "Effective Asset Management". There was a conclusion in the book that impressed me deeply: investing in stocks and investing in a small portion of bonds can not only reduce the drawdown of overall assets, but also increase overall returns. Rate.

I think investment is the place where choice is more important than hard work. Every day I work hard to read financial reports, find news, and look at K-lines. On the contrary, more than 90% of people would rather choose a simple one. The stock-bond balancing strategy is more effective. The long-term rate of return of 10% is really not as unattainable as imagined!

E. Can you make money by investing in currency exchanges?

Just follow the wind and follow the investment blindly, without a set of investment principles of your own. In fact, investment in the currency circle is the same as investment in other projects. You must have your own logical thinking and your own set of investment principles. Some people like to listen to the analysis and speculation of major analysts. When they hear experts say that this project is good, they transfer the projects they are already optimistic about to the project mentioned by the experts. The next day, they hear other experts say that project is good. So I transferred again and went back and forth over and over again. In the end, there was only one result - loss! If you want to do a good job in investing, you must have your own opinion and your own judgment.

F. What are the risks of banks’ high-yield financial products?

What are the risks of banks’ high-yield financial products with annualized expected returns? 1. The descriptions of banks’ financial products with high expected annualized interest rates are almost the same. Under normal circumstances, due to different investment directions and investment periods of financial products, their product instructions should also be different; but in fact, various bank financial products have different instructions in their instructions. In terms of investment, except for the historical expected annualized expected return and investment period, other contents are the same. In this case, it will be difficult for investors to identify the risk level of the product through the product description, and they will be unable to identify the advantages and disadvantages of the product. They will invest in a confused manner only by knowing the historical expected annualized expected return. This will lead to banks' high expected annualized return. The main risk factors of expected return financial products. 2. It is difficult to determine the specific investment direction for bank financial products with high expected annualized interest rates. Anyone who has come into contact with financial management products with high expected annualized expected returns from banks knows that the instructions for these financial management products with high expected annualized expected returns are very difficult to understand. Some of them are difficult to understand. The introduction is also vague and ambiguous; the investment direction of financial products is not specified in the instruction manual. Some products even have two investment directions, and the risks of these two investment directions are very different. This will easily lead to risks in banks' financial products with high expected annualized expected returns. Financial products with high expected annualized interest rates can get returns with high expected annualized interest rates, but the risks are also very high, so investors are advised to choose financial products with high expected annualized interest rates carefully and choose the right ones.Make the right move and get truly high expected annualized interest rate returns, so that everyone will be happy. 3. Banks’ financial products with high expected annualized interest rates involve large investments and do not guarantee capital. Judging from the financial products of many banks with high expected annualized expected returns, the threshold for products with high expected annualized expected returns is very high. Take the bank’s For a capital-guaranteed RMB financial product, the minimum investment requirement is RMB 500,000; for a financial product with a monthly expected annualized expected return rate of 8%, the minimum investment threshold is actually RMB 3 million, and there are no safeguards. This is generally For financial managers, it simply cannot meet the investment requirements. However, banks also have financial products with high expected annualized returns that are suitable for ordinary investors. The investment threshold for these financial products is relatively low, and the expected annualized expected returns are much higher than current deposits. They are a good choice for ordinary investors. . Since high-expected annualized expected return financial products involve large investments and do not guarantee capital, it is easy to cause risks in banks' high-expected annualized expected return financial products. Therefore, the high expected annualized expected returns of these products will not last too long. As the market anticipates changes in annual interest rates, the expected annualized returns of these financial products will also decline.

G. What are the financial products that guarantee principal and interest in Biquan?

The financial products that guarantee principal and interest in Biquan include the following types:
1: Time deposits, bank’s After the fixed deposit matures, users can withdraw their principal and interest.
2. Current deposits, current deposits have lower interest rates, but there will also be some interest every day, which is just a small amount.
3 Yu’E Bao, a subsidiary of Alipay, is principal-guaranteed and interest-guaranteed and is a monetary fund.
4. Lingqiantong, when the funds are not used in Lingqiantong, you can automatically earn income

H. What are the major risks of currency investment?

First of all, you You must first understand the entire currency industry chain;
It will be easy to know where the project came from, what it does, and why there is this project;
For example, eos, ont, trx, btm... are made What other projects does their team have?
Who are the investors of their team and which media do they often cooperate with?
How reliable are the recommendations from those media?
What exchanges are these coins on? What is the reputation of the exchange, its trading depth, and its ranking. . .
Once you understand this series, you will be able to make a basic judgment about a certain currency.
But is there no risk in investing this way?
No, there are risks everywhere in the currency circle.
Even if you buy Bitcoin at a high point or a low point, the risks are completely different.
At this time, you also need to use analysis tools such as coinsmart and non-small accounts to find buying and selling points.

高年化币圈